This is an extremely complex site for an innovative marketplace where students can get one of the most competitive rates on private student loans. Students apply for a loan and it is funded by individual lenders. This is a Person-to-Person lending marketplace, such as Prosper or Lending Club, a lender network, such as Lending Tree - but focused solely on student loans.

Fynanz is an innovative marketplace where students get some of the most competitive rates on private student loans. Students apply for loans which are funded by individual lenders - Family, friends, alumni and others who believe what we believe - Education is the Best Investment!

At the heart of our marketplace is the Fynanz Open Loan, a low-cost private student loan benefiting both borrowers and lenders. Students apply for loans in an auction marketplace and receive the most competitive rates. Lenders bid on student listings and can place bids in small amounts across many borrowers to diversify and lower risk while getting attractive returns. Applying for a loan through Fynanz is an "open process" with no hidden costs and easy to understand loan terms. Plus the marketplace is open, allowing almost anyone to become a member.